In today's digital era, fraudulent crime against banks and financial institutions is accelerating rapidly. Online banking frauds have been rampant owing to the disruption of information technology. But you can reduce your liability by staying aware of these threats from fraudsters and adopting to a secure and robust online banking system. Banking-as-a-service (BaaS) is the new reality of this 21st century. Hence, we have been victorious in offering banking management services to our Clients which has set benchmark to other tools. The tools which we built are both secure and user- friendly.
From what we have observed in our past, the usual requirements of a banking management system must have the following requirements:
The system must be easily accessible via internet
Reduce the flow of human traffic and long queues at banks
Reduce the time wasted in going to banks to update personal details
Developing a bank customer management system with a multi-level security measure that will restore the customers’ confidence
Most banks throughout the world have shifted from paper-based to the digital mode. However, digital financial service delivery confronts a number of challenges such as accessibility hindered by a number of factors including poor Internet penetration, lack of e-banking awareness and customer inflexibility to new technology.Keeping in mind these requirements and limitations, we have introduced a new concept of secure and ultra-light applications which have got great response from our clients.
Since banking management and online banking modules are of prime importance, we have taken into consideration all probable aspects, studied it, tested it thoroughly before implementing it.
The solution which we propose consists of the following modules:
Admin Module - This system allows the admin to the following features:
o Login with username and password
o Add a Bank branch details
o Accept or reject a manager/customer
o Approve or reject customer transaction request
o View managers and customers details
Manager Module - This system allows the manager to the following features:
o Accept/reject branch customers
o View customer transactions
o Update personal information
o Register New Customer
Customer Module - This system allows the customer to the following features:
o Login with email and password
o Update personal details
o Reset password if password is forgotten
o View his/her account balance
o Transfer money from his account to another account
o Change password
o Do online money transactions like depositing, withdrawal, online shopping, transferring money etc.
o Delete profile
Documents Module - This system allows the banking staff to the following features:
o Manage customer documents
o Scan documents
o Update personal details
o Customize the documents as per requirements
o Remote access of documents
o Tracking and reporting
Apart from these, we have developed many other custom requirement modules for our esteemed clients.